Functional Finance | Financial Planning | Investments

Women's WealthCare

Functional Finance. Helping your financial life work together.

Personal CFO Guidance for women navigating life's biggest financial decisions.

Get to the Root. Then Build.

Life doesn't happen in neat little categories, and neither does money.

I help women bring all the moving pieces together so they can make decisions with greater clarity and confidence. I call this Functional Finance: looking at your financial life as one connected whole, because money is not just numbers on a spreadsheet — it is the life you are building and the choices in front of you.

One advisor. Your whole financial life. Built for women whose lives do not move in a straight line.

You May Be in the Right Place If...

You're successful on paper but still feel like you're carrying the weight of every financial decision yourself.
You're approaching retirement and want confidence that all the pieces are working together.
You're balancing a career, business, family, aging parents, or competing priorities and wondering if you're making the right financial decisions.
You're navigating a major lfe transition and need a trusted advisor to help you think through the financial implications before making important choices.
Or maybe you're simply tired of receiving fragmented advice from people who only see one piece of your financial life.

My clients aren't looking for more information. They're looking for clarity, coordination, and a trusted advisor who sees the forrest for the trees.

How I Help

Financial Planning

A clear, comprehensive plan for your financial life — from cash flow, retirement, investments, insurance, taxes, estate coordination, and major life transitions to the next right step.

Wealth Consulting

Advanced planning for more complex financial lives — especially business owners, high earners, and families navigating tax strategy, business planning, legacy planning, charitable giving, succession, and risk management.

Wealth Management

An ongoing advisory relationship that coordinates your investments, financial plan, tax strategy, retirement income, and real-life decisions. Your portfolio is managed in the context of your whole financial life — not in isolation.

Not for everyone. By Design.

I work best with women who want more than investment management. My clients are looking for clarity, coordination, and a trusted advisor who can help them connect the financial, tax, business, and life decisions that shape their future. They aren't looking for stock tips or market predictions. If you're looking for a long-term relationship and a thoughtful plan built around real life, let's talk.

Schedule a Discovery Call

How It Feels To Work This Way

Think of me like your primary care doctor — for money.

A good primary care doctor knows your whole history, not just the symptom in front of them. They look for patterns. They catch small issues before they become big ones. And when something requires a specialist, they send you to someone they trust and stay involved.

That is how I work. I am not here for one plan, one meeting, or one transaction. I am here for the long arc of your financial life.

When the issue is within my lane, I handle it. When you need an attorney, CPA, or other specialist, I help coordinate, so you're not left carrying the clipboard between people who should be talking to each other.

The Client Experience

This is not an office experience. It is real life.

Most financial advice happens in a conference room, across a desk. Mine does not — and it never really has.

For more than twenty years, I have met clients at kitchen tables, over breakfast, on patios, in their businesses, over Zoom, and in the middle of real life. That is intentional. The best financial conversations rarely happen when everyone is stiff, rushed, and trying to sound impressive. They happen when there is room to think, tell the truth, ask the real question, and work through what actually matters.

For local clients, I offer in-person meetings and house calls across Oklahoma when appropriate. For clients elsewhere, we work virtually through Telewealth in the states where I am registered. And if I'm not registered where you are, I can be.

I meet you where you are — literally and figuratively.

Not for everyone — by design.

This is a high-touch, relationship-driven practice.

That is intentional.

I did not build this to be everyone’s advisor. I built it for clients who want a deeper relationship, clearer strategy, and advice that connects across their whole financial life.

This may not be the right fit if you want a quick transaction, a product recommendation, or someone to manage investments while ignoring everything else.

It may be the right fit if you want clarity, candor, coordination, and a real advisor who will tell you the truth, help you think, and stay with you as life changes.

I am direct. I am practical. I am human about this.

And I would rather be honest with you up front than waste your time.

Meet Amy

One advisor. Your whole financial life. No box required.

No sales spiels. No product pushing. No scattered advice that leaves you holding the pieces.

Let's get started!

Schedule a Call

Can you help me integrate my business planning with my personal financial planning?

Absolutely. For many business owners, the biggest financial decisions aren't happening inside an investment account—they're happening inside the business. Compensation, taxes, retirement contributions, cash flow, succession planning, and business growth all affect your personal financial life. I help clients look at both sides together so business decisions support personal goals and personal goals inform business strategy.

I think I have enough for retirement, but how do I actually pay myself in retirement?

This is one of the most important retirement planning questions and one that many people don't think about until they're close to retirement. Building wealth and creating retirement income are two different challenges. Together, we'll look at your income sources, investment accounts, taxes, Social Security, required distributions, and spending needs to create a strategy for turning your savings into a sustainable paycheck.

What is the best way to take income in retirement without running out of money?

There is no universal formula. The right strategy depends on your goals, spending needs, tax situation, investment mix, and other income sources. Retirement income planning involves deciding which accounts to draw from, when to claim Social Security, how to manage taxes, and how to adapt as life changes. The goal isn't simply to maximize returns—it's to create reliable income while preserving flexibility and confidence for the future.

How do I know if I'm saving too much or not enough for retirement?

Many successful women worry about running out of money, even when they may already have enough. Financial planning can help answer one of the most important questions: "Can I afford to enjoy what I've built?" Understanding your resources, future income needs, and lifestyle goals can help determine whether you're on track and what adjustments, if any, should be made.

How do taxes affect my retirement income strategy?

Taxes can have a significant impact on how much income you actually keep in retirement. Decisions about withdrawals, Roth conversions, Social Security timing, and account distributions should be coordinated with your overall financial plan. A thoughtful tax strategy can help improve long-term outcomes and reduce surprises along the way.

Can I retire if I'm divorced, widowed, or starting over?

Yes. Many women face major life transitions and need to rebuild their financial confidence. The first step is understanding where you are today, what resources are available, and what options exist moving forward.

How do I coordinate my investments, taxes, and financial plan?

These decisions should not happen in isolation. Investments affect taxes, taxes affect cash flow, and cash flow affects your ability to reach long-term goals. Functional Finance is about making sure every part of your financial life works together.

Can I work with a financial advisor if I don't have millions of dollars?

Absolutely. Financial planning is often most valuable during periods of growth, transition, and decision-making—not just after you've accumulated significant wealth.

What happens during a discovery call?

A discovery call is simply a conversation. We'll discuss where you are today, what's on your mind, and what you're hoping to accomplish. If we're a good fit, we'll talk about next steps. If not, you'll still leave with greater clarity.

What is it that keeps you up at night?

Schedule a discovery call. Let's see if we're a good fit!

Let's talk!