I created the advisor I needed.
I built Million Wealth Management because I wanted an advisor who could see the whole picture.
Not just the investment account. Not just the tax return. Not just the retirement projection.
I needed someone who understood that money is never just math. It is safety, freedom, responsibility, identity, family, and sometimes the way forward when life does not look anything like you planned.
I could not find that advisor, so I created her.
My life has not moved in a straight line. That is exactly what makes me good at this work.
I am a Gen X advisor, Marine Corps veteran, entrepreneur, mother of three, including twins, and a professional mold-breaker. I know what it means to pivot, rebuild, recover, and keep moving when life changes.
I do not do vanilla. I do not do cookie-cutter. I build what is missing.
I know how to see through the chaos and keep going.
If you can't find what you need, create it.
Years ago, I was told, “Amy, if you can’t find what you need, create it.”
So I did.
From being the first woman in my Marine Corps maintenance squadron to starting my financial services career as one of the few women advisors in Norman, Oklahoma, I have spent a lot of my life stepping into spaces that were not built with me in mind.
Being the first woman in that environment meant learning how to navigate things that were not designed for me. Even the simple things were not always simple.
But I learned quickly: access matters, relationships matter, and sometimes the inconvenience becomes the opportunity.
What started as having to walk farther through the building became a chance to know people, build trust, and be seen by the decision-makers. A quick walk could turn into a 45-minute relationship-building round.
That experience shaped me.
It taught me how to walk into unfamiliar rooms, build relationships across levels of leadership, take on responsibility, perform audits, identify what was broken, and help fix it. That thread has followed me through my entire career.
I learned early how to create my own path, figure out what needed to happen, and keep moving.
The year before the COVID pandemic, I created one of the early virtual, paperless advisory practices inside my broker-dealer environment.
I was an early adopter of modern fintech because I could see where the industry was headed — and because I needed a practice that worked for real life. I tested platforms, built workflows, adopted digital account opening, used e-signatures, created paperless systems, and built a technology stack that allowed me to serve clients without being tied to the old way of doing things.
Some people thought I was crazy. Probably a little.
I was not trying to be trendy. I was building what I needed — for my clients, for my children, and for the life I was actually living.
Then COVID hit, and the world changed overnight.
I was already built for it.
When traditional networking stopped, I knew I had the skills, training, technology, and resources to do things differently. My Marine Corps background taught me how to assess the situation, adapt quickly, solve the problem in front of me, and keep moving. My years inside a large national broker-dealer taught me how to be visible, community-based, public-facing, and relationship-driven.
So when the old way stopped working, I did not freeze.
I adjusted.
I leaned into the tools I had already built, the relationships I had already formed, and the instincts I had developed over years of doing things my own way.
That experience shaped the way I think about planning. Life changes. Fast. Careers shift. Marriages end. Parents need care. Children need you. Businesses grow. Businesses sell. People inherit money. Retirement gets redefined. The old map does not work for everyone anymore.
That is why I created Women’s WealthCare.
Women’s WealthCare is Personal CFO guidance for women whose financial lives do not move in a straight line.
It is for women navigating retirement, divorce, inheritance, business ownership, caregiving, tax decisions, loss, rebuilding, and the next chapter.
One advisor. Your whole financial life.
No box required.
Breaking the mold, compliantly.
In 2024, AdvisorHub and Osaic featured my creation story in an article about women advisors finding a community and connection leading to growth.
The article highlighted the virtual-first practice model I built before COVID, my paperless workflow, digital account opening, e-signature process, technology stack, social media connection, and the audience I was already serving: women creating their own lives.
That recognition mattered because it captured what I already knew.
I was never meant to do this job the way everyone else does it.
And I am not interested in starting now.
Osaic Wealth, Inc.
I do not have a large in-house team, and I do not pretend to.
What I do have is the backing of a strong broker-dealer relationship with Osaic Wealth, Inc., giving me access to planning, investment, technology, compliance, and operational resources while allowing me to build the kind of advisory practice my clients actually need.
Osaic gave me the space to figure it out and the resources to make it possible.
Clients get a direct relationship with me — the advisor, strategist, pattern finder, and person helping them think through the moving pieces — supported by the infrastructure of a larger financial services platform.
Personal relationship. Professional resources. No unnecessary layers.
Built from Real Life
I have been called “the comeback kid,” and honestly, it fits.
I know how to recover after a setback. I know how to see through chaos, identify what matters, and keep moving — one foot, one decision, one next right thing at a time.
That is part of what makes me effective in this work.
I have spent a lot of my life breaking molds, building bridges, and helping people move from one stage to the next.
I have been working as a registered financial advisor and fiduciary since 2004, through some of the most turbulent years in modern financial life. I have seen markets fall apart and recover. I have watched families change, businesses shift, careers end, wealth transfer, and retirement get redefined in real time.
And I have kept walking families through it — one season, one decision, one next right step at a time.
Some of those client relationships now span three and four generations. I have worked with clients born before the Great Depression and now with clients born into Gen Z.
That kind of range teaches you something.
Every generation thinks differently about money, work, family, retirement, risk, technology, independence, and security. My job is to help translate across those differences, connect the moving pieces, and guide the next right decision.
At Million Wealth Management, I do not just manage money. I help people make sense of the financial decisions that shape their lives.
My clients are often capable, thoughtful people carrying more than they let on — professionals, business owners, women approaching retirement, families navigating transition, caregivers, and people who want one advisor who can see the forest for the trees.
Whatever season you are in, we get oriented, get honest, get organized, and build the next right step.
Speaking, Leadership & Change Work
The same pattern shows up in my leadership and community work.
I have been invited into boardrooms, leadership spaces, and public conversations because people trusted me to help move things forward.
Sometimes I was brought in as the younger voice to help an organization shift, modernize, and think differently. Sometimes I was brought in to help navigate COVID, chaos, change, and uncertainty. Sometimes I was there to help an organization grow into its next level.
I am a change-maker between generations, systems, and stages of growth.
I help people and organizations shift gears.
I have spoken before the JCPenney Leadership Forum at the University of Oklahoma and before an Oklahoma State Senate committee as part of an interim study on the strengths and challenges facing women entrepreneurs in Oklahoma.
I have also appeared as a guest on ThinkAdvisor with FMG, discussing the modernization of advisor websites and the new tools helping advisors better own their niche, tell their story, and build a more intentional online presence.
Whether I am working with a client, a board, a business owner, a family, or a community organization, my instinct is the same: get oriented, get honest, get organized, and move forward.
Community & Professional Involvement
My community and professional involvement has always reflected the same pattern: stepping into places where I can help people, families, businesses, and organizations move forward.
Norman Arts Council — Past Treasurer, 2020–2025
Visit Norman — Past Board Member, Arts Advocate, 2022–2024
Meals on Wheels of Norman — Board Member & Volunteer, 2020–2023
ONE Norman Vision Task Force — Committee Participant, 2023
Veterans Research and Education Foundation — Past Treasurer, 2020–2021
The Virtue Center — Past Assistant Treasurer, 2006–2017
Assistance League of Norman — Treasurer, 2008–2010
Norman NEXT — Founding Member, 2008–2014
Norman High Noon Business and Professional Women — Past President, 2008–2013
Norman Rotary Club, Noon Chapter — Member, 2008–2013
Junior League of Norman — Member, 2005–2008
Leadership Norman — 25th Class Member, 2006
Oklahoma Selective Service System — Board Member, 2005–2020
Women Marines Association — Member
Oklahoma Collaborative Professionals — Member
Oklahoma Bar Association, Family Law Section — Member (non-lawyer)
CV available upon request.
Continuity Planning
Just like I help clients create exit strategies, estate plans, and next-chapter plans, I have built continuity into my own practice too.
You should never have to wonder whether the person helping you plan for the future has planned for her own.
Ready to see the whole picture?
If your life does not fit the old map, your financial advice should not either.
Your partner in wealth and well-being.
Women and Investing
Women face unique challenges when it comes to achieving financial freedom and solvency. This whitepaper explores the investing pitfalls women—and all investors—should avoid when taking control of their financial futures.